PRESENTING: The most important charts in the world from the 49 brightest minds on Wall Street

View online       Markets Chart of the Day         PRESENTING: The most important charts in the world from the 49 brightest minds on Wall Street Once again, Business Insider asked dozens of the most sought-after minds on Wall Street for a trend that everyone should be paying attention to right now — and why.   In all, we published 49 charts from chief equity strategists, chief investment officers, chief economists, traders, and other experts who shape financial markets. Their insights provide several data-driven recommendations for where to invest your money now. Cutting across markets — stocks, fixed income, commodities, and real estate — this chart deck is a comprehensive reading of the biggest themes, why they matter, and what to do about them even if you're not an investor.  The roster of experts includes Marko Kolanovic, JPMorgan's quant guru who moves markets, Michelle Meyer, Bank of America's head of US economics, Paul Krugman, the Nobel Prize-winning economist, Rick Rieder, BlackRock's $2 trillion global fixed income CIO, and many more. Subscribe here to read our feature on the Most Important Charts in the World. Read »           Was this email forwarded to you? SUBSCRIBE NOW     Share this     You received this email because you signed up to the Business Insider newsleitter using the email: nguyenvu1187.love5@blogger.com   Email preferences Unsubscribe TERMS OF SERVICE PRIVACY POLICY 1 Liberty Plaza, 8th Floor. New York, NY 10006

[Digital Health Newsletter] Get daily insight + 2 FREE reports

Get The Big Tech in Healthcare Report and The Wearables in U.S. Healthcare Report completely FREE when you sign up for the Digital Health briefing.

Hi, Healthcare was the last stubborn holdout against the unstoppable wave of digital disruption that has swept up retail, banking, and media. But once the industry took the plunge, the transformation was intense and swift. A confluence of forces — such as changing consumer expectations, a new and disruptive reimbursement model, and rising healthcare costs — led to digital health innovation steamrolling its way into every corner of the healthcare industry. Now consumers, doctors, insurance providers, and everyone else touching the healthcare space are feeling the effects. Early evidence that digital health can address many of the industry's myriad challenges has fueled a vibrant US digital health funding market in 2018, with overall funding hitting $6.8 billion at the end of Q3. In short, digital health is one of the hottest industries out there right now — and Business Insider Intelligence is on top of it like no one else. We deliver actionable insights on the digital health industry to thousands of subscribers every day, and now we want to do the same for you. Our Digital Health Briefing is a daily newsletter sent right to your inbox every weekday morning, plus a weekend roundup of the most important news from the week. These newsletters keep our subscribers up-to-date on what's happening in the digital health space in a concise, impactful way. When you take advantage of this insight and sign up for the Digital Health Briefing today, you'll also receive two of our most popular research reports — The Big Tech in Healthcare Report and The Wearables in U.S. Healthcare Report — completely FREE! You'd spend $1,485 if you purchased each of the reports and the Digital Health Briefing individually. But when you sign up for the Digital Health Briefing today, you'll receive them all at a 66% discount. Get the Digital Health Briefing 2 Exclusive Digital Health Reports Big Tech in Healthcare (A $495 value) This report explores the key strengths and offerings the Big Four (Alphabet, Amazon, Google, Microsoft) will bring to the healthcare industry, as well as their approaches into the market. It then explores how these services and solutions are creating opportunities for health systems and insurers. Finally, the report outlines the barriers that are inhibiting the adoption and usage of the Big Four tech companies' offerings and how these barriers can be circumvented. Get this report FREE when you sign up for the Digital Health Briefing » Wearables in US Healthcare (A $495 value) This report details the current and future market landscape of wearables in the US healthcare sector. It explores the key drivers behind wearable usage by insurers, healthcare providers, and employers, and the opportunities wearables afford to each of these stakeholders. By outlining a successful case study from each stakeholder, the report highlights best practices in implementing wearables to reduce healthcare claims, improve patient outcomes, and drive insurance cost savings. Finally, it identifies the key device manufacturers and service providers facilitating wearable adoption and discuss the untapped future opportunities wearables offer insurers, providers, and employers. Get this report FREE when you sign up for the Digital Health Briefing » Copyright © 2019 Business Insider, Inc. All rights reserved. Email sent to: nguyenvu1187.love5@blogger.com Manage your email preferences   |   Unsubscribe Terms of Service   |   Privacy Policy © 2019 Insider Inc. 1 Liberty Plaza, New York, NY 10006

10 things you need to know before the opening bell

View online           10 Things Before the Opening Bell     Advertisement {{ad('main')}} Here is what you need to know. The North Korea summit ends without a deal. President Donald Trump said the summit in Vietnam ended without a deal after North Korean leader Kim Jong Un asked for total sanctions relief without giving up enough nuclear sites in return. South Korean stocks get hit hard. South Korea's Kospi fell 1.76% Thursday after talks between Trump and Kim broke down. Things are getting worse for China's manufacturing sector. China's manufacturing PMI fell to 49.2 in January, according to data released Thursday by the National Bureau of Statistics, its weakest since February 2016. America's farmers have their most debt since the 1980s. Farmers are carrying $409 billion in debt, their most since the farming crisis of the 1980s. The 'Most interesting charts in the world' are out. Business Insider rounded up charts from 49 of the brightest minds on Wall Street. Apple's cofounder is worried the company is falling behind on foldable phones. "Apple has been a leader for quite a long time in a few areas such as Touch ID, facial ID, and easy payment with the phone," Steve Wozniak told Bloomberg. "They were the leader and everyone else had to follow, but they're not the leader in areas like the folding phone, and that worries me because I really want a folding phone." Square's earnings guidance comes up short. The mobile-payments company said it expected adjusted earnings of $0.06 to $0.08 a share in the first quarter, missing the $0.12 that analysts expected. L Brands' struggles continue. The owner of Victoria's Secret said total comparable sales fell 1%, driven by an 8% drop in store-only comps. Shares were lower by more than 6% early Wednesday. Earnings reporting remains heavy. Crocs, JD.com, and Sotheby's report ahead of the opening bell, while AMC Entertainment, Dell Technologies, Gap, Nordstrom, and VMware release their quarterly results after markets close. US economic data keeps coming. Initial claims and gross domestic product will be released at 8:30 a.m. ET before the Chicago purchasing managers' index crosses the wires at 9:45 a.m. ET. The US 10-year yield was down 1.1 basis points at 2.67%.     Was this email forwarded to you? SUBSCRIBE NOW     Share this     You received this email because you signed up to the Business Insider newsleitter using the email: nguyenvu1187.love5@blogger.com   Email preferences Unsubscribe TERMS OF SERVICE PRIVACY POLICY 1 Liberty Plaza, 8th Floor. New York, NY 10006

10 things in tech you need to know today

View online           10 Things in Tech You Need to Know Today     Advertisement {{ad('main')}} Good morning! This is the tech news you need to know this Thursday. Leaked documents obtained by a right-wing activist group have provided an interesting insight into how Facebook has considered tackling organised harassment campaigns. Project Veritas claims it has evidence of an anti-conservative bias at Facebook, but Facebook says the group is misinterpreting the info and it shows nothing of the sort. Apple's autonomous car project layoffs targeted engineers and project managers, it revealed in a filing. Those affected will officially be out of a job in mid April. Nintendo announced two brand-new Pokémon games coming to the Nintendo Switch later this year. Two new Pokémon games are called "Pokémon Sword" and "Pokémon Shield." TikTok was fined $5.7 million by the FTC for violating children's privacy rights. In an update released on Wednesday, users will now have to verify their age. TikTok was bigger than Instagram last year after passing the 1 billion download mark. The short-form video app has now been downloaded 1 billion times across Android and iOS, according to Sensor Tower figures. Amazon announced on Wednesday that it's backing out of moving into a huge Seattle office building. Ten months ago Amazon threatened to abandon the move if the city went ahead with a head tax on large businesses. IBM apologized after its online jobs page asked applicants if they were "yellow" or "mulatto." IBM's job application site featured a drop-down menu in which applicants had to list their ethnicity, and options included "yellow" and "mulatto." Volvo's high-performance Polestar brand just unveiled Sweden's answer to the Tesla Model 3. The Polestar 2 is a compact electric sedan designed to rival Tesla's hot-selling Model 3. Elon Musk's erratic Twitter behavior escalated on Wednesday when he changed his name to "Elon Tusk." It's the latest in a strange social-media saga for the billionaire this week, after US regulators accused him of misleading investors in a tweet last week. A Hawaiian war god statue that Salesforce CEO Marc Benioff bought for $7 million and donated to a museum could be a Tiki bar tchotchke worth just $5,000. The Benioffs, who own land in Hawaii, donated the carving to Bishop Museum in Honolulu, where they felt it belongs. Have an Amazon Alexa device? Now you can hear 10 Things in Tech each morning. Just search for "Business Insider" in your Alexa's flash briefing settings.     Was this email forwarded to you? SUBSCRIBE NOW     Share this     You received this email because you signed up to the Business Insider newsleitter using the email: nguyenvu1187.love5@blogger.com   Email preferences Unsubscribe TERMS OF SERVICE PRIVACY POLICY 1 Liberty Plaza, 8th Floor. New York, NY 10006

[REPORT] The Payments Ecosystem 2019: Everything you need to know...

Fully understand the payments ecosystem with this report.

The Payments Ecosystem Report The digitization of daily life is making phones and connected devices the preferred payment tools for consumers — here's what that means for stakeholders …     Access Full Report → The digitization of daily life is making phones and connected devices the preferred payment tools for consumers — preferences that are causing digital payment volume to blossom worldwide. As noncash payment volume accelerates, the power dynamics of the payments industry are shifting further in favor of digital and omnichannel providers, attracting a wide swath of providers to the space and forcing firms to diversify, collaborate, or consolidate in order to capitalize on a growing revenue opportunity. More and more, consumers want fast and simple payments — that's opening up opportunities for providers. Rising e- and m-commerce, surges in mobile P2P, and increasing willingness among customers in developed countries to try new transaction channels, like mobile in-store payments, voice and chatbot payments, or connected device payments are all increasing transaction touchpoints for providers. This growing access is helping payments become seamless, in turn allowing firms to boost adoption, build and strengthen relationships, offer more services, and increase usage. But payment ubiquity and invisibility also comes with challenges. Gains in volume come with increases in per-transaction fee payouts, which is pushing consumer and merchant clients alike to seek out inexpensive solutions — a shift that limits revenue that providers use to fund critical programs and squeezes margins. Regulatory changes and geopolitical tensions are forcing players to reevaluate their approach to scale. And fraudsters are more aggressively exploiting vulnerabilities, making data breaches feel almost inevitable and pushing providers to improve their defenses and crisis response capabilities alike. In this report, Business Insider Intelligence unpacks the current digital payments ecosystem, and explores how changes will impact the industry in both the short- and long-term. The report begins by tracing the path of an in-store card payment from processing to settlement to clarify the role of key stakeholders and assess how the landscape has shifted. It also uses forecasts, case studies, and product developments from the past year to explain how digital transformation is impacting major industry segments and evaluate the pace of change. Finally, it highlights five trends that should shape payments in the year ahead, looking at how regulatory shifts, emerging technologies, and competition could impact the payments ecosystem. Among the big picture insights you'll get from this report, titled The Payments Ecosystem: A Deep Dive Into the Industry's Biggest Shifts, Trends, and Growth Drivers:     Access Full Report → Behind the scenes, payment processes and stakeholders remain similar. But providers are forced to make payments as frictionless as possible as online shopping surges: E-commerce is poised to exceed $1 trillion — nearly a fifth of total US retail — by 2023. The channels and front-end methods that consumers use to make payments are evolving. Mobile in-store payments are huge in developing markets, but approaching an inflection point in developed regions where adoption has been laggy. And the ubiquity of mobile P2P services like Venmo and Square Cash will propel digital P2P to $574 billion by 2023. The competitive landscape will shift as companies pursue joint ventures to grow abroad in response to geopolitical tensions, or consolidate to achieve rapid scale amid digitization. Fees, bans, steering, or regulation could impact the way consumers pay, pushing them toward emerging methods that bypass card rails, and limit key revenue sources that providers use to fund rewards and marketing initiatives. Tokenization will continue to mainstream as a key way providers are preventing and responding to the omnipresent data breach threat. This exclusive report also: Explains the factors contributing to a swell in global noncash payments Examines shifts in the roles of major industry stakeholders, including issuers, card networks, acquirer-processors, POS terminal vendors, and gateways Presents forecasts and highlights major trends and industry events driving digital payments growth Identifies five trends that will shape the payments ecosystem in the year ahead And much more. The Payments Ecosystem Report is how you get the full story. To get your copy of this invaluable guide to the payments industry     Access Full Report → Choose one of these options: Bundle and save 93% today when you purchase the Ultimate Payments Reports Bundle. You will gain immediate access to this report and 51 others on some of the most important topics impacting the payments space. BUY THE BUNDLE AND SAVE 93% Purchase the report and download it immediately from our research store. The choice is yours. But however you decide to acquire this report, you've given yourself a powerful advantage in your understanding of the payments landscape. Copyright © 2019 Business Insider, Inc. All rights reserved. Email sent to: nguyenvu1187.love5@blogger.com Manage your email preferences   |   Unsubscribe Terms of Service   |   Privacy Policy © 2019 Insider Inc. 1 Liberty Plaza, New York, NY 10006