Business Insider Intelligence Weekend Roundup

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November 14, 2020

This week we announced a significant enhancement to Insider Intelligence.

On Tuesday we teased the upcoming debut of our Financial Services coverage area, which will apply the rigorous and renowned methodology of eMarketer to the prescriptive analysis of Business Insider Intelligence to create forecasts, in-depth research reports, and more.

This expanded coverage will provide our subscribers with vetted data and actionable insights on the Banking, Payments, Insurance, and Wealth Management industries, as well as numerous other sub-topics within each.

To spotlight this addition to our content library, you can expect to see more Financial Services-focused coverage in this newsletter over the coming days as we get ready to launch!

You can learn more about this coverage here.

BRIEFING HIGHLIGHTS

Bank of America's short-term loan program is approved by the CFPB

Bank of America's no-action letter from the CFPB will minimize regulatory scrutiny of its forthcoming small-dollar loan program.

Europe's new coronavirus measures may influence US recovery

European countries have implemented new coronavirus measures to mitigate economic risk, which may influence Biden's US' recovery plan.

Four key impacts Biden's victory may have on banking

President-elect Joe Biden and a Democratic House of Representatives are likely to take a consumer protectionary stance toward banking regulation.

Amazon, Google, Alibaba face antitrust probes from EU, China, India

Regulators in the EU, China, and India have recently launched investigations into large multinational firms like Amazon, Google, and Alibaba.

Square's seller ecosystem bounced back as pandemic restrictions eased

Square's seller ecosystem returned to positive gross payment volume growth in Q3 as pandemic restrictions eased.

Amex cardholders have saved up reward points throughout the pandemic

Amex cobrand cardholders and proprietary cardholders have been stockpiling rewards points, presumably to redeem toward post-pandemic travel.

Alt lender Upstart is going public following successful growth

Alt lender Upstart has filed for an IPO after reporting growing revenues and platform activity, despite lenders pulling back amid the pandemic.

Experian brings its open banking-powered credit score tool to the UK

Experian Boost is launching in the UK, which could significantly improve credit access for consumers and widen incumbent banks' pool of borrowers.

New Paysafe study reveals cash acceptance trends in retail

A new Paysafe study found that most businesses aren't stepping away from cash, despite the rise in contactless payments.

Lemonade's Q3 earnings show improving margins year over year

Lemonade reached $7.3 million in gross profits, and the insurtech plans to add term life insurance and continue its European expansion with France.

RESEARCH IN FOCUS

Small Business Point-of-Sale Battle

Insider Intelligence lays out the difficulties SMBs are facing during the pandemic and the opportunities POS providers have in helping firms address those pain points. The report looks at how POS providers can attract new SMB clients while helping their existing customers by meeting their changing needs during the pandemic.

Get the full report →

Digital-Only Bank Account Holders Forecast

Insider Intelligence explores key international factors expected to affect digital-only bank account holder growth across the US, the UK, and Canada between now and 2024. The report zooms in on the three countries, outlining country-specific factors that could affect digital-only account holder growth. Finally, the report drills down on factors specific to each of the top five digital-only banks in the US and UK.

Get the full report →

Usage-Based Auto Insurance

In this report, Insider Intelligence evaluates the growth opportunities within UBI, outlines the model's benefits, and highlights key players in the space. The report profiles three incumbents and one insurtech within the UBI space and details information about their onboarding process, IoT devices, data collection, and pricing.

Get the full report →