Insurtechs around the world are challenging the status quo of the insurance industry – and they're doing it at a time when healthcare is at the forefront of daily conversation.
 | | | | | Insurtechs around the world are challenging the status quo of the insurance industry – and they're doing it at a time when healthcare is at the forefront of daily conversation. By using new technologies, including machine learning (ML) and AI, they're overhauling conventional processes of the insurance value chain to increase efficiency and enhance the customer experience.
But healthcare isn't the only area where insurance is transforming. Usage-based insurance (UBI) is personalizing the previously impersonal business of auto insurance. This business model — also known as pay-per-mile, pay-as-you-drive, or pay-as-you-go policies — enables insurers to charge customers per mile they're driving or based on their driving behavior, rather than demographic information.
To help make sense of the shifting sands of insurance in today's digital-native climate, Insider Intelligence has put together The Insurance Disruption Report Duo, which contains the following research reports: | |  | Insurance Disruptors This report examines why full-stack insurtechs pose the biggest threat to incumbent insurers and how this threat will grow over time. Additionally, we profile five full-stack insurtechs — Metromile, Root, Oscar Health, Lemonade, and Next Insurance. | | | |  | Usage-Based Auto Insurance This report evaluates the growth opportunities within UBI, outlines the model's benefits, and highlights key players in the space. We profile three incumbents and one insurtech within the UBI space and detail information about their onboarding process, IoT devices, data collection, and pricing. | | | Ordinarily these two reports would cost $990, but through this email offer, you can get both for just $790 - a $200 discount! | | | Claim Your Discount → | |
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