Microsoft admits it can’t beat Amazon or Google in voice assistants

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This week's highlights: Marcus' Q4 shows incumbents can play the fintech game, Vodafone and IBM sign a $550 million deal forming joint venture , Waymo is still experiencing technical challenges , and much more
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Microsoft admits that it can't beat Amazon and Google in the voice assistant war

Microsoft is pivoting its voice assistant strategy by abandoning plans to position Cortana as a stand-alone voice assistant competing with incumbents Alexa and Google Assistant, according to comments by Microsoft CEO Satya Nadella.

Rather, Microsoft plans to evolve Cortana into an app or service that will work to complement other voice platforms.

The news doesn't come as much of a surprise, given that Microsoft's been pursuing an open, cross-platform voice ecosystem for Cortana over the last few years.

Business Insider Intelligence's Rayna Hollander has the full story.
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BRIEFING HIGHLIGHTS

Marcus' Q4 shows incumbents can play the fintech game

In Goldman's Q4 2018 earnings report, released earlier last week, the firm reported an impressive $35 billion in deposits for its digital-only outlet Marcus. Read More →

Vodafone and IBM sign a $550 million deal forming joint venture

UK-based multinational telecommunications company Vodafone and leading tech company IBM have formed a wide-ranging partnership to jointly pursue solutions in a variety of developing technology sectors. Read More →

Waymo is still experiencing technical challenges

Despite being the first firm in the nation to launch an autonomous ride-hailing service, Waymo is still experiencing technical challenges, according to an interview The Verge conducted with a rider. Read More →

Israeli fintechs had a record breaking 2018

Throughout 2018, fintechs in Israel secured $989 million, up 118% from $452 million in 2017, according to a report from Viola Group shared with Business Insider Intelligence. Read More →

Apple Pay scores major retail partners

Apple Pay is expanding its merchant acceptance network to several major US retailers, quick-service restaurants, and convenience store chains, including Target, Taco Bell, and Speedway convenience stores, according to an Apple company statement. Read More →

Regulatory pressure is mounting against tech companies

The growing push by governments to both further regulate tech giants and more strictly enforce existing regulations could significantly dampen the companies' ability to make money from extracting user data and using it to target ads. Read More →

PayPal and Mastercard execs encourage partnerships

Executives from PayPal and Mastercard highlighted the benefits of partnerships between fintech companies and banks during a panel at the World Economic Forum in Davos, Switzerland earlier this week. Read More →

Amazon pulls its Alexa Wall Clock

Amazon has stopped shipping its Alexa Wall Clock after a number of users reported that the device would repeatedly lose its connection to home Wi-Fi networks. Read More →

Verily's smartwatch earns FDA clearance

Verily, Alphabet's life sciences arm, earned clearance from the US Food and Drug Administration (FDA) for an electrocardiogram (EKG) feature in its smartwatch that allows healthcare researchers to study cardiovascular conditions. Read More →

Why AT&T's 5G business strategy will dwarf Verizon's

The second-largest US wireless carrier by volume just lifted the lid on its strategy for delivering 5G services to business customers — and it's focused on three pillars to push adoption. Read More →
 
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RESEARCH IN FOCUS

The eSports Audience Report

Esports, which is short for electronic sports, refers to competitive video gaming watched by spectators. Business Insider Intelligence predicts 600 million consumers globally will watch esports in 2023, up from 378 million in 2018. This report explains the growth of the esports audience and why it presents an attractive advertising opportunity for brands. It explores the key drivers and barriers affecting esports audience growth, the benefits of advertising to esports fans, and best practices for implementing a successful esports ad campaign. Learn More →

The Evolution of the US Neobank Market

Neobanks are digital-only banks that aren't saddled by traditional banking technology and costly networks of physical branches. The US is home to some of the oldest neobanks, but its overall ecosystem has lagged behind its European counterpart. This report maps out the factors contributing to this shifting tide, examines how key players are positioning themselves to take advantage, and explores how incumbents can embark on their own digital transformations to stave off disruption. Learn More →

The Delivery Challenger Report

Outside of the US Postal Service (USPS), FedEx and UPS have dominated the domestic logistics industry — and in particular, the last mile of delivery — for decades. On a 2016 earnings call, FedEx estimated that itself, UPS, and USPS executed 95% of all e-commerce orders. This report identifies four companies posing the largest threats to this duopoly. It unpacks the strengths each of these players could bring to the last-mile delivery space, and outlines concrete steps they must take to maximize their footprint in the market and peel away business from UPS and FedEx. Learn More →
 
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CHARTS OF THE WEEK

Nearly half of US physicians are burned out — and health IT is the leading cause.

Nearly half of US physicians are burned out — and health IT is the leading cause.

Media coverage of AI is often dictated by AI industry itself.

Media coverage of AI is often dictated by AI industry itself.

Square's growing banking activity is part of a broader trend we're seeing in the US.

Square's growing banking activity is part of a broader trend we're seeing in the US.
 
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