7 things rich people never say, according to a nearly 20-year-old personal finance classic by Kathleen Elkins on Oct 15, 2015, 12:00 PM Advertisement
 One big difference between rich people and average people is what happens between the ears. "Being a product of two strong dads allowed me the luxury of observing the effects different thoughts have on one's life," Robert Kiyosaki writes in the personal finance classic, "Rich Dad Poor Dad." The two dads he refers to are his real father — his "poor dad," who struggled financially his whole life and died with bills to pay — and the father of his best friend — his "rich dad," who started with little before becoming one of the richest men in Hawaii. "I noticed that my poor dad was poor, not because of the amount of money he earned, which was significant, but because of his thoughts and actions." Even the way he spoke was tremendously different from Kiyosaki's rich dad. Here are seven things the author heard his poor dad say often — but rich dad never did. SEE ALSO: A self-made millionaire says a single choice could be part of the reason you aren't getting rich 'I can't afford it.'  Rich dad would say, "How can I afford it?" "One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think," Kiyosaki writes. "By automatically saying the words 'I can't afford it,' your brain stops working. By asking the question 'How can I afford it?' your brain is put to work." This doesn't mean you should buy everything, he emphasizes. The point is that you should constantly exercise your mind, because the stronger your brain gets, the more money you'll make.
'I work for my money.'  Rich dad would say, "My money works for me." There is a critical difference between how rich people and average people choose to get paid: Average people choose to get paid based on time — on a steady salary or hourly rate — while rich people generally own their own business, work on commission, or choose stock options and profit sharing over higher salaries. "If you work for money, you give the power to your employer," Kiyosaki writes. "If money works for you, you keep the power and control it."
'When it comes to money, play it safe. Don't take risks.'  Rich dad would say, "Learn to manage risk." Rich people play to win, which requires an element of risk taking and a level of comfort with uncertainty. As important as it is to take risks to accumulate wealth, it's equally important to be smart about risk-taking, which is why rich dad emphasizes "managing" risk. Blind risk won't get you anywhere, but intelligent risk — in which education and experience play a key role — is the mother of reward.
See the rest of the story at Business Insider
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